Let me help you make your dream of owning a second home or cottage a reality—a place to relax, recharge, and create lasting memories for years to come.
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Owning a Second Home
A second home or cottage offers the perfect escape and a chance to create lasting memories. Whether you’re dreaming of a cozy cabin or a lakeside retreat, I’m here to help you find the ideal getaway—with expert guidance every step of the way.
Property Types
Financing a cottage or vacation home depends on a few key factors—your borrowing power (credit, income, and debts) and the type of property you’re purchasing.
Cottages typically fall into three categories:
Type A: Fully serviced like a regular home—year-round access, foundation, plumbing, and winterized.
Type B: Seasonal use, not winterized, with limited services like non-potable water and seasonal road access.
Type C: Basic land or small structures like bunkies—these may limit financing options due to lower property standards.
Understanding the property type is essential in determining what financing is available and affordable.
Let's Get in Touch
Have questions about your mortgage? In need of a mortgage broker? I’m here to answer any of your questions!